Visitors to Canada insurance is a type of travel insurance that provides emergency medical coverage to immigrants, foreign students, visitors, and Canadians without government health insurance. The insurance company you go through will provide you with various insurance plans that have different coverage amounts.
The common coverage amounts are $25,000, $50,000, $100,000, and $150,000. The coverage amount covers ambulance, hospitalization, diagnostic services, repatriation, hospital care, dental emergencies, and more. There is an array of reasons and benefits that you can receive by applying for insurance before visiting Canada.
Table of Contents
8 Reasons to Apply for Visitors to Canada Insurance
You should apply for Visitors to Canada insurance for the following reasons:
Anyone visiting Canada needs to have at least $50,000 in medical coverage to cover emergency medical expenses.
If you are coming to Canada on a Super Visa, you will need Super Visa Insurance. The Canadian government requires you to have medical coverage, which is a minimum of $100,000, valid for at least one year, and bought from an insurance company in Canada.
If you plan to visit other countries, which includes the United States, apply for Visitors to Canada Insurance because it provides medical coverage for traveling outside Canada.
You will receive the expected benefits on Visitors to Canada insurance, but along with it, you will also receive some unexpected benefits. Those benefits may include health coverage for chiropractors, physiotherapists, and acupuncturists. However, these benefits will only be covered by your insurance if they are related to your initial medical treatment.
Most insurance companies offering Visitors to Canada insurance may provide coverage for stable pre-existing medical conditions, without requiring you to fill out a medical questionnaire. If they cover stable pre-existing medical conditions, discover the requirements you need to meet to get coverage from them.
For instance, they may cover a medical illness that was stable in the 120 days before the insurance plan went into effect and any sickness, injury, or medical illness that was tabled in the 180 days before the insurance plan went into effect. For this reason, most insurance companies offer different insurance plans because each comes with its own benefits.
Visitors to Canada insurance is not just limited to visitors from other countries visiting Canada, but it is also for Canadians who have moved back to Canada and do not have health insurance. Any Canadian waiting for their healthcare coverage should consider applying for this insurance plan. If you are returning to Canada and your provincial medical insurance has lapsed, get this insurance to cover you in the meantime.
If you intend to participate in amateur sports in Canada, such as water skiing, hiking, mountain climbing, jet skiing, and more, obtain Visitors to Canada insurance.
Visitors to Canada insurance coverage begins as soon as you leave your home country. In short, your health coverage will start from the moment you step into the airplane and are flying to Canada. You will also be covered while traveling to your home country on the airplane.
When Should You Purchase Visitors to Canada Insurance?
The best time to purchase Visitors to Canada insurance is several months in advance before you are due to arrive in Canada. This is because there may be a waiting period. Even though it is not recommended, you can apply for health coverage once you arrive in Canada because it will only prolong the waiting period.
Other Benefits Visitors to Canada Insurance Offers
Here is a list of benefits you can receive by purchasing Visitors to Canada insurance:
When selecting a Visitor to Canada Insurance plan, choose one based on your medical needs and requirements. Analyze all the benefits of each plan to ensure you select the right insurance plan.
Travel Shield is an insurance provider, offering Super Visa Insurance, Travel Insurance, Visitors to Canada Insurance, and International Student Insurance to people. The insurance company provides insurance for Super Visa to parents and grandparents and travel insurance to citizens within Canada. They provide their customers with different packages under each insurance plan.